Customers trust these apps with their money.

Flutter for the apps where every screen has to be exactly right, and GenUI in the places it is safe to adapt.

A 30-minute conversation about your product. If we’re the wrong fit, we’ll say so.

A person at a wooden desk working in a personal finance dashboard on a laptop

In production at

  • 775K+ Accounts on one Flutter codebase Betterment
  • 2x User growth after the Flutter work Nav
  • 50% Lower development cost than native Dow Jones

In their words.

  • “Working with VGV gave us the added confidence we needed to evaluate Flutter, figure out that we love it, and commit to migrating our entire app.”

    VP Architecture, Betterment Sam Moore
  • “There was a genuine trust between our team and the VGV team. I speak for everybody; we did not think there was a VGV and a Nav team. There was one team.”

    Head of Product, Nav Zain Kahn
  • “Thanks to Flutter and VGV, we delivered on our goal of building a fun, engaging, and performant app for all screens and mobile devices in significantly less time and cost than if we built it natively.”

    SVP Consumer Technology, Dow Jones Clarence Kwei

Migrate without a freeze. Adapt where it is safe.

Regulated apps move one flow at a time, and generative surfaces stay inside zones your review board approves once.

  1. Native to Flutter, one flow at a time Add-to-app pilots and phased migrations, so the live app never stops shipping.
  2. Banking, investing, and lending apps Onboarding, account creation, portfolios, and money movement on iOS, Android, and the web.
  3. GenUI inside approved zones Recommendations and plans composed from a locked catalog, never money decisions or legal wording.
  4. Your team, trained as we go Standards, reviews, and pairing, the way 20+ Betterment engineers learned Flutter.
What we’d never generate Checkout and payment, legal wording, core navigation.
Security & IP SOC 2, your IP, agents in your repo. Resource The Flutter migration guide

How it starts.

  1. 01

    A 30-minute call

    Bring the app, the repo if you can share it, and any release or launch date we should know about.

  2. 02

    A written summary

    What we heard, what we would do first, who from our side would do it, and an estimate.

  3. 03

    Your team keeps it

    You own the code and the IP from the first commit. Your engineers pair with ours.

What financial services teams ask before the first call.

Each answer points at work you can read on this site. Anything else, bring it to the first call.

01 Can we move to Flutter without freezing the native app?

Yes. Betterment started with one non-critical flow, account creation, built in Flutter and added to the native app. The migration then moved piece by piece while the rest stayed native and kept shipping.

02 How do you handle security and compliance?

We are SOC 2 Type II compliant and share the report under NDA. Everything we build is yours, including code, designs, and documentation, and AI tooling runs inside your repository under your access controls.

03 Where does GenUI belong in a regulated app?

Only in zones your review board approves once, such as recommendations or a monthly plan. We never generate checkout and payment, legal wording, or core navigation. Those screens stay static.

04 Will our engineers be able to own the app after you leave?

That is the plan from the first week. At Betterment we set the Flutter standards and trained 20+ engineers so they could build features themselves soon after.

05 How quickly can a financial app reach both stores?

Dow Jones launched MarketWatch’s stock market game on iOS and Android in three months, at 50% lower cost than building natively.

Laura Hughes Lekhi Director of Business Development
Greg Laird Senior Business Development Executive

We’ll care about your success as much as you do.

Our unicorns read every message and reply, usually the same day.

Start the conversation

A 30-minute call about what you’re building.